Insurance Made Simple Since 2002

Empowering clients with secure solutions and trusted advice.

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Commercial Insurance
Employee Benefits
Risk Management
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Empower Benefits & Insurance Group

We’re working to make the insurance process simple, smooth, and fun.

With over 100 years of combined experience in the industry and serving clients for more than 17 years, we are excited to put our expertise to work in protecting your family, your possessions, your business, and your employees.

As a local independent agency with a global reach, we are ready to help you navigate your risks no matter the size, scope, or location. We will guide you through your insurance options, providing effective and efficient solutions that protect your personal and commercial assets.

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Our Values

At Empower BIG, we take pride in who we are and who we work with. Our culture and values are our foundation. They are woven throughout our organization to create the collective personality that you see when working with us. They set us apart, define who we are, and not only shape our goals, but portray how we interface with our clients.

Integrity
Innovation
Collaboration
Positivity
Community

The Solution To Your Insurance Needs

Providing a variety of commercial insurance, employee benefits, and personal insurance solutions is what Empower Benefits & Insurance Group does best.

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Commercial Insurance

Coverage and risk management solutions for companies of all sizes.

Employee Benefits

Coverage that can help attract, retain, and protect your team.

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Get Personal Insurance

Personal Insurance

Trusted advice and insurance solutions to protect what matters most.

Our Specialized Solutions

We specialize in a variety of coverage options to meet your unique needs.

Risk Management

Delivering enterprise-level risk expertise.

Bonds

Guiding and helping you achieve your business goals.

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Empower Your Peace of Mind

We are an extension of your business. We focus on what makes you, your business, and your employees unique, so we can tailor programs to your needs. We are your outsourced team and tireless advocates making it simple, smooth, and fun so you can focus on growing your business.

Independent and Privately Owned

We are empowered to make decisions based on what is best for you.

Nationwide and Global Capabilities

Your business may reach further than your zipcode; we can go where you grow.

Risk Management Expertise

We can implement broader strategies to lower your overall cost of risk.

360 Degrees of Service

Our service is on a continual loop to make sure you are always supported.

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Get a glimpse of the risks you face and how your insurance can protect what matters most.

Risk Management

Risk Management

Risk Factor

Every business faces risk. The level and type of risk will vary based on multiple factors including industry, size, and location, among others. Risk can never be fully eliminated, but it can be reduced.

Solution

Risk management is the practice of taking proactive steps to identify and mitigate risk. It’s a broad topic that involves many areas of a business, from personnel and technology to safety and compliance. Risk management can not only help a business identify what risks need to be insured, it can also pinpoint ways to reduce.

Compliance

Risk Factor

Staying compliant is hard. The laws for many facets of business are ever-changing. Employee handbooks can become out of date. Employment and other contracts can contain problematic language if not handled properly. Employee relations and human resources concerns can get complicated.

Solution

There are insurance coverages like employment practices liability insurance (EPLI) and directors and officers liability insurance (D&O) that can help pay for the legal costs of defending lawsuits against the business, but risk management can help shed light on areas of the business where process improvement and consistent practices could help avoid litigation.

Employee Training

Risk Factor

Employees can make mistakes for a number of reasons. Sometimes, it’s simply the result of a lack of education. Some businesses may choose to skip training because they don’t have the time or resources to devote, but this can lead to mistakes and accidents.

Solution

Conducting employee training can reduce risk. For example, sexual harassment training often helps businesses avoid lawsuits. Safety training is essential to avoid workplace injuries. Many insurers will help companies provide employee training as a cost-saving measure.

OSHA Requirements

Risk Factor

The Occupational Safety and Health Administration (OSHA) sets and enforces standards aimed at ensuring the environment in which employees work is safe and healthful. Employers are required to comply with these standards and OSHA may audit workplaces to verify compliance. Employers that fail to comply can be faced with hefty fines.

Solution

Lockout/tagout, hazard communication, and powered industrial trucks standards, among others, all require specialized programs. Utilizing outside resources to create and train employees on these programs can be a cost-effective solution that ensures your business is doing everything possible to meet required standards.

Safe Driving

Risk Factor

If your business involves driving, you know that safety is paramount. Failure to drive safely not only endangers the lives of your employees and the general public, but it can also have costly repercussions for the business.

Solution

Increasing driver safety is a cost-effective risk management tool. Classes and seminars can be effective resources. Telematic programs allow businesses to see every move a driver makes. Driving simulators can offer hands on training for drivers of trucks, school buses, agricultural haulers, and other vehicles to prepare them for scenarios they may face out on the road.

Location Hazards

Risk Factor

When it comes to weather and natural disaster related losses, where your business is located impacts the kinds and level of risk it faces. Fires, hurricanes, blizzards, tornadoes, earthquakes and other events can cause major losses to your business.

Solution

While it’s impossible to control the weather, it is possible to lower the risks the weather poses. Risk management involves assessing which events are most likely and what steps a business can take to protect their building and contents, their employees, and other systems.

Technology

Risk Factor

Technology failures can be extremely detrimental to an organization. Problems can arise from power outages or surges, cyber-attacks, or telephone and communication failures.

Solution

Understanding what risks the technology your business uses is susceptible to, the processes a tech failure could affect, and how to prevent losses from tech failures is an essential part of risk management. This can help determine the proper insurance policies that are needed, such as cyber liability, property, and business interruption coverage.

Risk Management 101

Make sure you uncover the unique risks you face with risk management.

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Houston, TX

9601 Katy FWY, Suite 205
Houston, TX 77024

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